| KA-CHING Finance

As investors swarm to Perth, Adelaide, and southeast Queensland, our esteemed client has successfully secured this investment in Victoria. Competition with other investors is comparatively lower, and the long-term fundamentals remain positive. The state boasts an incredibly low rental vacancy rate of approximately 1%, amidst robust population growth and a scarcity of new housing supply. We managed to secure lending at 95% interest-only with sub-80% LVR rates. Congratulations on this successful endeavor! Ka-ching!

Key Highlights

95% interest-only with sub-80% LVR rates.

NO LMI

Loan Purpose

LVR

Loan Type

Repayment Type

Investment Rate Type

Offset Facility

Government Grant/Scheme Used

Yield on Property

Total Funds Required (Outside Leverage)

Equity Used

Rental / Week

Purchase of Residential Investment

95%

Packaged Home Loan

Interest only

Variable

Yes

No

4.5%

$74,000

No

580

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Final investment loan for FY 2023/24. Approved!!!

Investment Loans, Property Articles, Property Due Diligence

This brand-new dwelling was secured within a day of being listed. As part of a strategy to expand and diversify the portfolio, it was purchased before the end of FY 2023/24. Located less than 20 km from Perth CBD, it boasts an expected rental yield of 5.5%, a 93% LVR with no LMI, and a sub-80% interest rate. From financial strategy to end-to-end due diligence (DD), the entire process was conducted by Ka-ching Finance.