SMSF Loans
SMSF Loans
SMSF loans, also known as Self-Managed Super Fund loans, refer to loans that enable individuals to use their superannuation funds to invest in property. These loans are specifically designed for members of a Self-Managed Super Fund (SMSF) who want to acquire residential or commercial real estate within the framework of their superannuation strategy.
SMSF loans typically have unique considerations and requirements compared to traditional property loans, as they must comply with superannuation laws and regulations. The structure allows the SMSF to borrow money to purchase an investment property, and the rental income from the property, along with any capital gains upon selling, contribute to the fund’s overall performance.
It’s important for individuals considering SMSF loans to seek advice from financial professionals, as the regulations and compliance requirements associated with these loans can be complex. Additionally, thorough consideration of the risks and benefits is crucial to ensure alignment with the overall financial goals of the SMSF members.
Who is Ka-ching
At Ka-ching Finance, we recognise that for many clients, it's not just about getting the loan.
We provide an end-to-end solution for clients who want to start or grow their property portfolio. How?
STRATEGY
Strategy is absolutely essential to the home buying process. We understand that starting a property journey can be overwhelming, which is why we offer a personalised approach, by working with you to identify your financial situation, goals, and preferences to develop a mortgage strategy that suits your needs.
STRUCTURE
We are dedicated to aiding you in navigating the diverse landscape of mortgage products offered by various lenders. Our team works diligently on your behalf to identify the optimal mortgage loan tailored to your requirements, serving as intermediaries to facilitate the loan securing process.
SUPPORT
We utilise the latest research, data and insights to provide total due diligence on properties you're looking to purchase. At Ka-ching, Finance we're more than your typical mortgage broker. From finding the property, financing the purchase and securing your investment success for the long term - we're by your side.
Our Lenders
With thousands of mortgage products from over 35 lenders, whether it's a first home, an investment property, refinancing or a construction loan, we’re confident of finding you the right home loan match!
Latest Deals
Final investment loan for FY 2023/24. Approved!!!
This brand-new dwelling was secured within a day of being listed. As part of a strategy to expand and diversify the portfolio, it was purchased before the end of FY 2023/24. Located less than 20 km from Perth CBD, it boasts an expected rental yield of 5.5%, a 93% LVR
Only 1 property in entire postcode! Ka-ching=Speed=Results
Only 1 property in entire postcode! Ka-ching=Speed=Results After experiencing several missed opportunities in Western Australia, our client decided to explore the South Australian market instead. This property is located just 50 kilometers from Adelaide's city center, offering a 5.0% yield in a highly competitive rental and sales market. Currently, there…
Tips to secure Interstate investment property. It’s a TEAM Game.
Few tips for securing investment properties interstate in fast-paced markets like Perth, Adelaide, and Brisbane. Do you have a TEAM to execute your acquisition plan? Are you looking for an investment-savvy mortgage broker who can assist you with end-to-end due diligence? Give us a call! Ring...Ring.. Ka-ching Finance
Persistence Perseverance and Speed
Key Highlights After several unsuccessful offers, my clients have successfully secured this property under their SMSF structure. Despite having finance pre-approved/property plan ready, they required a property with a specific yield to ensure their super asset would sustain itself from a cash flow perspective. Securing the desired yield and property…